Guidelines to register resale flats

Old or new the one thing that is common for all real estate projects- be it flats or villas is registration. Unless you register your flat or property properly, you are not the legal owner of the property even after sharing the payment with the seller or builder.

Registration for flats or property requires a visit to the local registrar’s office and payment of the requisite fee for registration along with stamp duty charges. If you have taken a home loan for your property purchase, know that your loan will not cover the expenses towards registration. You will need to pay for the registration from your own pocket.

There may be plenty of flats available for resale but when you are buying resale property the first thing to check in the registration process. For example there are plenty of flats available for resale in Velachery in Chennai but not all flats have a clean background due to various reasons.

If you are buying any resale flat the first thing that you need to check the legal validity of papers of the property. You can make use of a legal attorney who will conduct a background check for the legality of the papers. Also ensure that the property is in the name of the seller and that there is no dispute or mortgage on the flat. If you happen to see any encumbrances, ask for release letter / NOC.


If all the property documents are clean ensure you know the charges towards registration for the property. Usually the stamp duty charges range from 2 to 6% of the property cost. The registration charges of 1% are charged by the office of the local registrar. You will need the KYC documents for the buyer and seller and ensure you visit the office of registrar in person. You can also take an online appointment to ensure your registration process is facilitated without much waiting period. There are many legal agencies offering services online, says experts at Sulekha Properties.

There is several real estate scams happening in our country, which means property buyers have to be very vigilant before taking any steps. One should consider taking advice from an expert lawyer and go for approved projects of banks to possible extends. Checking legal documents means covering documents of last 15 years and updated Encumbrance Certificate.